Can The Nys Deferred Comp Stable Income Fund Lose Money?

More than about stable value

The goal of stable value funds in a portfolio is uppercase preservation. They invest, directly or indirectly, in loftier-quality, brusque- to intermediate-term fixed income investments, and are distinguished from bond funds by maintaining a constant $1 share cost net asset value (NAV).

The stable value funds concord insurance contracts to wrap the underlying fixed income strategies. This allows the stable value fund to use book-value bookkeeping, permitting the fund to maintain the stable share price.

We believe in the role of stable value as a bourgeois investment option, so we've chosen non to become down in quality. We recollect it is a great value proposition to potentially deliver stellar returns to participants while retaining loftier quality.

Patricia Selim

Head of Stable Value Investments

Why Vanguard stable value?

Vanguard has been managing stable value since 1984. In that fourth dimension, our stable value products take had solid performance cheers to our robust process of resource allotment and selection across highly diversified nugget classes in the underlying strategies. We can also help ensure that the underlying avails are still covered to aid protect the $1 NAV considering we have among the nigh issuers in the manufacture.

We offer several stable value options that may be right for your plan. In fact, Vanguard Retirement Savings Trust has outperformed its Morningstar peer group over one, three, five, and ten years. Also, the yields of our stable value funds accept consistently outperformed money market peer group averages.

Note that the competitive performance data shown represent past performance, which is not a guarantee of future results, and that all investments are subject to risks. For the most contempo functioning, visit our website at world wide web.vanguard.com/performance. There may be other material differences between products that must be considered prior to investing.

Sources: Vanguard; Morningstar for stable value peer group; and Lipper, a Thomson Reuters visitor, for money market funds boilerplate. Returns as of half dozen/30/2021.

Results will vary for other time periods. But funds with a minimum ane-, three-, five-, or ten-twelvemonth history, respectively, were included in the comparison.

* To make an apples-to-apples comparison, Vanguard Retirement Savings Master Trust includes all share classes and calculates returns the same way as Morningstar—gross of direction fees, internet of wrap/contract fees.

Demand more than data on Vanguard stable value?

Vanguard offers several stable value products that may be correct for you lot and your capital preservation strategies. If you lot'd like more than information about designing a retiree-friendly investment lineup for your 401(g) plan, our experts can assist.

Call u.s. at 800-523-1036 to talk to one of our experts today or send united states of america an email and someone volition exist in touch.

A stable value investment is neither insured nor guaranteed past the U.S. government. In that location is no balls that the investment will be able to maintain a stable net nugget value, and it is possible to lose coin in such an investment.

Vanguard Retirement Savings Trust is not a mutual fund. Information technology is a collective trust available but to tax-qualified plans and their eligible participants. Investment objectives, risks, charges, expenses, and other important information should be considered carefully before investing. The collective trust mandates are managed by Vanguard Fiduciary Trust Visitor, a wholly endemic subsidiary of The Vanguard Grouping, Inc.

All investing is subject to risk, including the possible loss of the coin you invest. Diversification does not ensure a profit or protect confronting a loss.

Source: https://institutional.vanguard.com/VGApp/iip/site/institutional/investments/StableValue

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